Criteria
- step 1 appropriate ID (Passport, License, SSS)
- 1 Proof of Charging you (power, liquid, landline)
- Latest 1-week payslip or evidence of earnings
Charges & Fees
A control fee from seven% is deducted from the net loaned count for every canned loan. 5% just about every day in addition to a late payment commission off Php500.
Commission Choice
- Lender Put (Over-the-counter, On the web Banking, ATM)
- Dragon Spend (7-11, Cebuana, LBC, SM Robinson Fee Locations and you will Bayad Facilities)
Borrower Responsibilities While in the Loan application
- Take a look at bargain cautiously and make sure you know the latest terms and conditions prior to signing.
- Do not overstate your revenue, a job stage, and you will possessions.
- Be honest about past or newest borrowing difficulties; report all of your current bills.
- Do not listing bogus all about the loan software, and don’t offer not the case support documents.
Why Choose Vidalia Financing
Vidalia Lending may only be around so you can users on City Manila town. However, indeed, the loan items are designed to uplift the new existence of the customers by using proper care of their monetary demands. With lots of capital enterprises on Philippines, there are reason why consumers may wish to choose Vidalia Financing.
Offers no Prepayment Punishment
With a few fund penalizing customers that need to pay for its loaned amounts beforehand, customers are this is accept its financing prior to when its due schedules having Vidalia. They are aware Altoona installment loan online you to definitely some customers would like to get eliminate most worries and you will attention repayments, plus they service her or him.
Quick and easy Techniques
Certain loan requests having Vidalia Financing can be completed one hundred% on the internet. Regardless of what users must techniques its loan applications, the brand new recognition techniques is quick, and you will users know caused by the loan application in this 2 days.
Also offers Low-Collateral / Zero Guarantor Money
The fresh nightmare that every individuals face whenever obtaining financing is actually collateral or a great guarantor. Few people will be able to introduce collateral if the you prefer happens. And also to and means nearest and dearest otherwise nearest and dearest become a great guarantor can be a frustration. Not many wish to display the same courtroom financial obligation because the latest debtor as opposed to gaining some thing other than a prospective responsibility.
Available for Anybody and People
The fantastic thing about Vidalia Lending is how they make loan factors available not merely for people but also for enterprises looking from the increasing businesses. What makes the organization mortgage more attractive is because they offer non-security loans.
Safe Transactions
Vidalia Lending adheres to rigid investigation confidentiality assistance because of its users. They means that the investigation and you can advice shared with them will not be mutual neither ended up selling so you’re able to external functions.
Zero Undetectable Charges or Charge
The latest costs that consumers would have to pay was revealed early in the procedure. He’s got accessible to and you can enrolled in the exact charge and you can costs that they will need to pay inside the years of its loan name. They don’t even have to blow people charge once they settle their money very early.
How exactly to Join
Applying for that loan is very simple and you may punctual. Consumers can directly check out the website out of Vidalia Lending to start the application form procedure from the hitting the latest reroute button during the top of the latest webpage and simply clicking the fresh new loans area.
To possess earliest-day users, the utmost loanable amount try Php10,100000 but also for repeat consumers, the most loanable matter is actually Php fifteen,one hundred thousand.
Private Funds or Income Money, users may yourself look at the website’s Unsecured loan point to utilize for personal Funds or perhaps the web site’s Paycheck mortgage section to put on to have Salary Money. After that, begin the borrowed funds app and start completing the information.